Truck shopping made easy. I get a new truck every 5 years, and I can’t stand talking to salesman at the dealership wasting hours on end getting the wrong information. more
Keith Henderson
Truck owner
Car Finance Calculator
Our car finance calculator estimates how much interest you’ll be paying and what your monthly repayments might look like. Use our calculator below to see different car finance options.
Credit Rating
Your selected credit profile affects the estimated rate. We can still help you get the car you want, even if you have poor credit or no credit at all.
Payment frequency
$25,000.00
12 mo
Estimated Monthly Payment
$2,162.02/ monthly
Rate: 6.9% APR
Total Cost: $25,944.20
No matter your credit situation, Getgoing makes finding your perfect car easy.
- From as low as $0 downpayment
- Buy any car from our huge inventory of new, pre-owned, re-rentals, repos, and more.
Disclaimer: For illustration purposes only. The rate and budget you may be offered will be based on your individual circumstances. This is not an offer or a quote for finance.
Understanding our car finance calculator
Our simple car finance calculator uses four different inputs to work out an estimate of what your monthly payments might be:
Loan Amount
Choose how much you want to finance for your vehicle. Adjusting this will instantly update your estimated payments or what you can afford.
Credit Profile (APR)
Select your credit rating to see a realistic estimate of your interest rate. Your final rate will depend on your approval, income, and lender terms.
Payment Frequency
Choose how you prefer to pay - weekly, bi-weekly, or monthly. This helps you match payments to your budget and pay schedule.
Loan Term
Adjust the length of your loan (12–96 months) to see how it impacts your payments and total cost over time.
Car Shopping Has Moved Online. And You Bet It Works
GetGoing opens possibilities that the old way of car shopping never had
The Old Way
Time-Consuming & Backwards
You find the car first… then hope you’ll get approved. Only to find out if you are rejected or the payment is WAY too high. Hours wasted looking at vehicles you may never qualify for.
Judged by Your Credit
Bad credit, past mistakes, or a “non-perfect” situation? Expect cold shoulders, awkward conversations, and silent rejections.
High Risk of Rejection
You finally find a car you love— Then hear: “Sorry, you don’t qualify.” All that time? Gone.
GetGoing
Get Pre-Approved First — In Under 2 Minutes
Know what you’re approved for before you shop. No guessing. No wasted time. Buy what you can afford with confidence.
Any Credit. Any Situation. Accepted.
We help Canadians with:
- Bad credit or no credit
- Long-term disability
- Consumer proposals & bankruptcies
- Newcomers to Canada
If you have income, we fight for you.
No Cold Shoulders. Ever.
We treat every person with dignity and respect — period. Our job is to go to bat for you, negotiate with lenders, and get you approved with the best rates and terms available… not judge your past.
See What Canadians Are Saying About GetGoing
4.9
Get going has been amazing. I have bought two vehicles from them now and they delivered them free of charge directly to my home once I made my mind up. Amazing service!
Adam Johnson
Repeat customer
I have always been skeptical applying for anything online. A friend of mine recommended getgoing for my next vehicle. Literally the next day Tyler more
Sarah Pricard
First-time buyer
Our car finance calculator FAQs
Check below for the answers to some of our most frequently asked questions, related to our car finance calculator. Got more questions? Check out our FAQs page
Car loan calculators estimate monthly payments by inputting vehicle price, down payment, interest rate, and loan term. They use formulas to compute principal and interest portions of payments.
You’re Only One Click Away From Your New Vehicle
Get a car you love, at payment you can afford